Pricing

Sign in

Contact us

Contact us

Old rails are costing you money

Traditional payment rails were built for a different era—one where businesses accepted long settlement cycles, multiple intermediaries, and high processing costs as the price of moving money globally. Today, those limitations directly impact cash flow, margins, and growth. Speed’s stablecoin settlement infrastructure replaces outdated banking processes with near-instant, USD-pegged settlements, giving merchants faster access to funds, predictable value, and significantly lower transaction costs. Instead of waiting days for payments to clear and losing revenue to layered fees, businesses can settle globally in seconds through a single, modern payment infrastructure designed for scale.

Old rails are costing you money

Traditional payment rails were built for a different era—one where businesses accepted long settlement cycles, multiple intermediaries, and high processing costs as the price of moving money globally. Today, those limitations directly impact cash flow, margins, and growth. Speed’s stablecoin settlement infrastructure replaces outdated banking processes with near-instant, USD-pegged settlements, giving merchants faster access to funds, predictable value, and significantly lower transaction costs. Instead of waiting days for payments to clear and losing revenue to layered fees, businesses can settle globally in seconds through a single, modern payment infrastructure designed for scale.

Speed's stablecoin settlement

Sub-second finality

Lightning Network settles stablecoins in 0.4s on average.
Funds hit your wallet before the receipt loads.

Lightning Network settles stablecoins in 0.4s on average. Funds hit your wallet before the receipt loads.

Zero volatility, USD-pegged

Auto-convert BTC to USDT/USDC at the point of payment.
You invoice in USD, you receive USD value.

Auto-convert BTC to USDT/USDC at the point of payment. You invoice in USD, you receive USD value.

<0.5% all-in fee

No FX markup, no wire fees, no hidden spreads.
One transparent fee for every stablecoin payout.

150+ countries, no SWIFT

Stablecoin cross-border payments that bypass correspondent banks entirely.
One API, everywhere.

The old way

2–5 day settlement delays

Wire transfers and ACH batch processes hold your revenue for days.
Cash flow suffers.

Wire transfers and ACH batch processes hold your revenue for days. Cash flow suffers.

BTC price exposure

Accepting raw crypto means every dip erodes your margins
before you can liquidate.

Accepting raw crypto means every dip erodes your margins before you can liquidate.

3–5% processor fees

Stripe, PayPal, SWIFT, every hop takes a cut.
Fees compound across chains and corridors.

Broken cross-border flows

Correspondent banks, FX desks, and blocked corridors
make global payouts a nightmare.

Correspondent banks, FX desks, and blocked corridors make global payouts a nightmare.

Speed

Traditional Payments

Settlement time

Instant (<1s)

2-5 business days

Transaction fees

~0.5-1%

2.5-3.5% Avg.

Asset support

BTC, USDT, USDC +

Fiat only

Chargeback risk

Low risk

High risk

Security level

Built-in audit

Third party required

Four steps. One instant stablecoin settlement.

Speed's stablecoin settlement infrastructure converts Bitcoin payments to a stable USD value in real time, on-chain, non-custodial, with no intermediaries.

Four steps. One instant stablecoin settlement.

Speed's stablecoin settlement infrastructure converts Bitcoin payments to a stable USD value in real time, on-chain, non-custodial, with no intermediaries.

Bitcoin payment via Lightning

Customer scans a Lightning invoice and pays in BTC or satoshis. No network mempool delays.

Step1

Bitcoin payment via Lightning

Customer scans a Lightning invoice and pays in BTC or satoshis. No network mempool delays.

Step1

Speed confirms & locks value

Speed's infrastructure validates the payment in milliseconds and locks the USD equivalent, zero slippage, rate guaranteed.

Step2

Speed confirms & locks value

Speed's infrastructure validates the payment in milliseconds and locks the USD equivalent, zero slippage, rate guaranteed.

Step2

Stablecoin hits your wallet

USDT or USDC is pushed directly to your non-custodial wallet address. Total time: <1 second from payment.

Step4

Stablecoin hits your wallet

USDT or USDC is pushed directly to your non-custodial wallet address. Total time: <1 second from payment.

Step4

Stablecoin hits
your wallet

USDT or USDC is pushed directly to your non-custodial wallet address. Total time: <1 second from payment.

Step4

Real-time BTC → stablecoin conversion

BTC value converts to your chosen stablecoin, either USDT or USDC, at the live market rate. Fully automated.

Step3

Real-time BTC → stablecoin conversion

BTC value converts to your chosen stablecoin, either USDT or USDC, at the live market rate. Fully automated.

Step3

Real-time BTC → stablecoin conversion

BTC value converts to your chosen stablecoin, either USDT or USDC, at the live market rate. Fully automated.

Step3

Sign up now

Contact us

Built for the instant stablecoin settlement platform

Lightning-powered stablecoin settlement is designed to be a complete infrastructure. From managing the treasury assets to integrating in minutes, there is more to explore.

Built for the instant stablecoin settlement platform

Lightning-powered stablecoin settlement is designed to be a complete infrastructure. From managing the treasury assets to integrating in minutes, there is more to explore.

Sub-second settlement

Lightning Network enables instant stablecoin transfers. Funds are in your wallet before the checkout page closes.

Sub-second settlement

Lightning Network enables instant stablecoin transfers. Funds are in your wallet before the checkout page closes.

Global stablecoin payments

Accepted globally. No SWIFT, no FX desk, no blocked corridors. Stablecoin cross-border payments that just work.

Global stablecoin payments

Accepted globally. No SWIFT, no FX desk, no blocked corridors. Stablecoin cross-border payments that just work.

Stablecoin payout infrastructure

Batch payouts to vendors, contractors, and suppliers globally. One API call settles hundreds of wallets in seconds.

Stablecoin payout infrastructure

Batch payouts to vendors, contractors, and suppliers globally. One API call settles hundreds of wallets in seconds.

One-click integrations

Shopify, WooCommerce, Magento, and webhooks. Stablecoin payments for businesses take under 5 minutes.

One-click integrations

Shopify, WooCommerce, Magento, and webhooks. Stablecoin payments for businesses take under 5 minutes.

Auto swap rules

Set balance thresholds to auto-forward stablecoins to an exchange, cold wallet, or off-ramp partner.

Auto swap rules

Set balance thresholds to auto-forward stablecoins to an exchange, cold wallet, or off-ramp partner.

Stablecoin invoicing

Generate USD-denominated invoices. Clients pay BTC. You receive USDT or USDC. Frictionless for both sides.

Stablecoin invoicing

Generate USD-denominated invoices. Clients pay BTC. You receive USDT or USDC. Frictionless for both sides.

Settle in the stablecoin your treasury prefers

Multi-chain stablecoin settlement infrastructure, USDT and USDC across all major networks, including Lightning.

Settle in the stablecoin your treasury prefers

Multi-chain stablecoin settlement infrastructure, USDT and USDC across all major networks, including Lightning.

Loading CoinGecko ticker… (tether/usd)
Loading CoinGecko ticker… (usd-coin/usd)

Stablecoin payments for every business

From global ecommerce to enterprise treasury, real-time stablecoin settlement infrastructure built for your model.

Stablecoin payments for every business

From global ecommerce to enterprise treasury, real-time stablecoin settlement infrastructure built for your model.

Stablecoin settlement for global merchants

Accept Bitcoin from global shoppers. Receive USDT or USDC instantly, no volatility, no chargebacks, no bank delays.

Price in USD, settle in USDT/USDC automatically

Zero chargeback risk, blockchain payments are final

Shopify & WooCommerce plugins, 5-minute setup

Real-time stablecoin settlement reports & exports

Start accepting stablecoins

Enterprise stablecoin settlement at scale

Enterprise stablecoin settlement infrastructure for B2B payments, treasury automation, and high-volume payroll runs.

Batch payouts to 1,000s of wallets in a single API call

Stablecoin treasury management dashboard with full audit trail

Auto-swap rules and configurable settlement windows

SOC 2 Type II, AML/KYB compliance built in

Talk to enterprise sales

Stablecoin cross-border payments

Send payroll, contractor payments, and vendor settlements globally via a stablecoin cross-border payments infrastructure.

Payroll to 150+ countries, instant stablecoin transfers

No correspondent banks, no FX desk, no hidden fees

Full transaction audit trail for compliance

USDT/USDC off-ramp to local fiat in 60+ countries

Explore remittance

Get paid in stablecoins with zero FX, zero delays

Invoice in USD, receive USDT globally. Stablecoin payments for freelancers that skip traditional payments entirely.

Invoice in USD. Client pays BTC, you receive USDT

Zero FX conversion costs, zero bank delays

Automatic receipts and tax-ready exports

Off-ramp to your preferred currencies

Start as a freelancer

Speed vs. legacy settlement rails

See why businesses choose Speed's lightning stablecoin settlement infrastructure over traditional processors.

Speed vs. legacy settlement rails

See why businesses choose Speed's lightning stablecoin settlement infrastructure over traditional processors.

Feature

Settlement time

Transaction fee

Chargeback risk

Global reach

Stablecoin settlement

API + webhooks

Non-custodial

Speed

<1 second

<0.5%

Zero

150+ countries

Native USDT/USDC

Full REST API

Always

SWIFT / Wire

2–5 days

$25–45 flat

Zero

80 countries

None

None

Custodial

Stripe / PayPal

~ 1–3 days

2.9% + $0.30

Common

45 countries

None

Available

Custodial

Speed

SWIFT / Wire

Settlement time

Instant (<1s)

2-5 business days

Transaction fees

<0.5%

$25–45 flat

Chargeback risk

Zero

Zero

Global reach

150+ countries

80 countries

Stablecoin settlement

Native USDT/USDC

None

API + webhooks

Full REST API

None

Non-custodial

Always

Custodial

Settle in seconds. Not days.

Non-custodial. 150+ countries. Under 0.5% fees. Live in 5 minutes.

Sign up now

Contact us

FinCEN-US Compliant

Enterprise-grade security

Built with the highest security standards and regulatory compliance to protect your business and customers.

Enterprise-grade security

Built with the highest security standards and regulatory compliance to protect your business and customers.

SOC2 Type 2

SOC2 Type 2

Audited security controls and processes

Audited security controls and processes

Audited security
controls and processes

PCI-DSS

PCI-DSS

Payment card industry compliance

Payment card industry compliance

ISO 27001

ISO 27001

Information security management

Information security management

KYC/AML

KYC/AML

Complete compliance framework

Complete compliance framework

More about security

Real businesses. Measurable results.

Global businesses of every domain are unlocking instant settlement and scaling globally with Speed's Lightning payment infrastructure.

Fintech & PSP Provider

Seamless Bitcoin checkout for kiosks and POS. Acrelec boosted speed, revenue, and user experience with Speed integration.

Fintech & PSP Provider

Seamless Bitcoin checkout for kiosks and POS. Acrelec boosted speed, revenue, and user experience with Speed integration.

Fintech & PSP Provider

Seamless Bitcoin checkout for kiosks and POS. Acrelec boosted speed, revenue, and user experience with Speed integration.

Restaurants & Hospitality

Steak ’n Shake became the first major U.S. QSR to adopt Bitcoin nationwide, boosting efficiency, lowering costs & delighting customers.

Restaurants & Hospitality

Steak ’n Shake became the first major U.S. QSR to adopt Bitcoin nationwide, boosting efficiency, lowering costs & delighting customers.

Restaurants & Hospitality

Steak ’n Shake became the first major U.S. QSR to adopt Bitcoin nationwide, boosting efficiency, lowering costs & delighting customers.

Lifestyle and Media

Maxim used Speed to accept Bitcoin payments for subscriptions, giving readers a fast, modern way to pay with fewer checkout issues.

Lifestyle and Media

Maxim used Speed to accept Bitcoin payments for subscriptions, giving readers a fast, modern way to pay with fewer checkout issues.

Lifestyle and Media

Maxim used Speed to accept Bitcoin payments for subscriptions, giving readers a fast, modern way to pay with fewer checkout issues.

View all customer stories

Frequently asked questions

Everything about stablecoin settlement with Speed's Lightning payment infrastructure.

Frequently asked questions

Everything about stablecoin settlement with Speed's Lightning payment infrastructure.

What is real-time stablecoin settlement?

How does stablecoin payout infrastructure work at scale?

Is stablecoin treasury management available for businesses?

Which stablecoins does Speed support for settlement?

Can I use Speed for stablecoin cross-border payments and payroll?

What is Speed's fee for the instant stablecoin settlement platform?