World’s #1 Bitcoin payment processor
Lightning Payment Gateway for Bitcoin & Stablecoins
Lightning Payment Gateway for Bitcoin & Stablecoins
Power real-time payments using the Lightning Network Infrastructure for global businesses with instant settlement, low fees, and scalability.
Unified lightning infrastructure for global settlement
Accept Bitcoin and stablecoin payments using the Lightning Network. From onramp to payouts, manage instant transactions on one unified platform.
Payments
Accept Bitcoin and stablecoin payments instantly with a Lightning payment gateway built for scale.
Agentic Payments
Turn any API into a pay-per-use service. A Lightning paywall lets machines and AI agents pay automatically.
Terminals
Accept Bitcoin and stablecoins in-store with a web-based POS. No costly hardware required.
White Label
Launch your own branded crypto payment gateway with merchant management, APIs, settlements and compliance built in.
Payouts
Enable real-time payouts globally with instant lightning settlement and zero delays.
Onramp & Offramp
Enable instant onboarding and seamless fiat-to-crypto settlement globally.
Connect
Integrate with Lightning payment infrastructure using APIs, POS systems, and compliance-ready payment tools.
Scaling lightning payments for global businesses
Accept and process payments globally with Lightning and stablecoins. Built for instant settlement, high throughput, and real-time transactions.
Scaling lightning payments for global businesses
Accept and process payments globally with Lightning and stablecoins. Built for instant settlement, high throughput, and real-time transactions.
< 3 seconds
< 3 seconds
Instant settlement
Instant settlement
99.99%
99.99%
Payment reliability
Payment reliability
24/7
24/7
Available globally
Available globally
100+
100+
Countries supported
Countries supported
Up to 90%
Up to 90%
Lower fees
Lower fees
10,000+
10,000+
Powered businesses
Powered businesses
Trusted by businesses building global payments
See how businesses worldwide reduces fees, enable instant payments, and scale globally with Lightning powered payments.
Trusted by businesses building global payments
See how businesses worldwide reduces fees, enable instant payments, and scale globally with Lightning powered payments.
From withdrawal to deposit, our players are getting lightning-fast payouts.
Desiree Dickerson
CEO, Thndr Games
Lightning payment infrastructure for global industries
Speed powers real-time on-chain and lightning payment processing across industries that demand instant, scalable transactions.
Lightning payment infrastructure for global industries
Speed powers real-time on-chain and lightning payment processing across industries that demand instant, scalable transactions.
Built for developers & real-time payments
Lightning-first APIs, webhooks, and SDKs to build and scale real-time payment experiences.
Built for developers & real-time payments
Lightning-first APIs, webhooks, and SDKs to build and scale real-time payment experiences.
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M 6.276 10.586 L 13.724 10.586 L 13.724 13.978 C 13.724 14.922 14.492 15.69 15.436 15.69 L 19.414 15.69 C 19.738 15.69 20 15.952 20 16.276 L 20 19.414 C 20 19.738 19.738 20 19.414 20 L 0.586 20 C 0.262 20 0 19.738 0 19.414 L 0 16.276 C 0 15.952 0.262 15.69 0.586 15.69 L 4.564 15.69 C 5.508 15.69 6.276 14.922 6.276 13.978 Z M 13.724 6.022 L 13.724 9.414 L 6.276 9.414 L 6.276 6.022 C 6.276 5.078 5.508 4.31 4.564 4.31 L 0.586 4.31 C 0.262 4.31 0 4.048 0 3.724 L 0 0.586 C 0 0.262 0.262 0 0.586 0 L 19.414 0 C 19.738 0 20 0.262 20 0.586 L 20 3.724 C 20 4.048 19.738 4.31 19.414 4.31 L 15.436 4.31 C 14.492 4.31 13.724 5.078 13.724 6.022 Z" fill="rgba(255, 255, 255, 0.5)" height="20px" id="sFUrzTbXZ" transform="translate(2 2)" width="20px"/></svg>)
Close to the metal
Our ledger is built on CoinX USA, LLC’s licensed settlement infrastructure. Fully compliance control and transparent.
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Simple, modern APIs
Clean REST APIs and SDKs that let you integrate Bitcoin and stablecoin payments in minutes.
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Powerful sandbox
Test end-to-end payment flows with realistic on-chain, Lightning, and bank simulations.
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Built for scale
High-uptime, reliable infra designed to support everything from MVPs to global scale.
YOUR LOGO
YOUR LOGO
₿0.0098
₿0.0098
$1,000
$1,000
iPhone 16 Pro
iPhone 16 Pro
{
"id": "cs_xxxxxxxxxxxx",
"object": "checkout_session",
"Livemode": false,
"status": "active",
"default_url": "https://checkout.tryspeed.com/pay/cs_x..",
"url": "https://checkout.tryspeed.com/pay/cs_x.",
"currency": "SATS",
"amount": 100,
"target_currency": "SATS",
"ttl": 300,
"payment_methods":
[
"onchain",
"lightning"
],
"type": "fixed",
"statement_descriptor": "Payment to Speed account".
"description": "Monthly subscription",
"amount_paid": null,
"payments"： [ ],
}
{
"id": "cs_xxxxxxxxxxxx",
"object": "checkout_session",
"Livemode": false,
"status": "active",
"default_url": "https://checkout.tryspeed.com/pay/cs_x..",
"url": "https://checkout.tryspeed.com/pay/cs_x.",
"currency": "SATS",
"amount": 100,
"target_currency": "SATS",
"ttl": 300,
"payment_methods":
[
"onchain",
"lightning"
],
"type": "fixed",
"statement_descriptor": "Payment to Speed account".
"description": "Monthly subscription",
"amount_paid": null,
"payments"： [ ],
}
{
"id": "cs_xxxxxxxxxxxx",
"object": "checkout_session",
"Livemode": false,
"status": "active",
"default_url": "https://checkout.tryspeed.com/pay/cs_x..",
"url": "https://checkout.tryspeed.com/pay/cs_x.",
"currency": "SATS",
"amount": 100,
"target_currency": "SATS",
"ttl": 300,
"payment_methods":
[
"onchain",
"lightning"
],
"type": "fixed",
"statement_descriptor": "Payment to Speed account".
"description": "Monthly subscription",
"amount_paid": null,
"payments"： [ ],
}
Instant lightning settlement with improved cash flow
From Lightning Network payments to cross-border stablecoin payouts. Reduce costs, improve cash flow, and scale globally with ease.
Instant lightning settlement with improved cash flow
From Lightning Network payments to cross-border stablecoin payouts. Reduce costs, improve cash flow, and scale globally with ease.
Instant settlement
Get paid instantly with Lightning payments improve cash flow with no delays or holdings.
Instant settlement
Get paid instantly with Lightning payments improve cash flow with no delays or holdings.
Zero Chargeback Risk
Eliminate fraud-driven losses with irreversible Lightning network payments.
Zero Chargeback Risk
Eliminate fraud-driven losses with irreversible Lightning network payments.
Lower Payment Costs
Reduce fees significantly with Lightning and stablecoins while increasing your margins.
Lower Payment Costs
Reduce fees significantly with Lightning and stablecoins while increasing your margins.
Global Revenue Growth
Accept payments from customers worldwide and unlock new markets without friction.
Global Revenue Growth
Accept payments from customers worldwide and unlock new markets without friction.
One Unified Payment Stack
Run payments, payouts, and connectivity on one platform built for real-time scale.
One Unified Payment Stack
Run payments, payouts, and connectivity on one platform built for real-time scale.
Flexible Payment Options
Accept Bitcoin, USDT, and USDC with flexible settlement to match your business needs.
Flexible Payment Options
Accept Bitcoin, USDT, and USDC with flexible settlement to match your business needs.
Build on Lightning. Scale with Real-Time Payments.
Accept, send, and settle Bitcoin and stablecoin payments instantly with a Lightning payment gateway built for global scale.
Speed (Lightning payment gateway) vs Traditional payments
Faster, cheaper, and more reliable Lightning payments worldwide, built to outperform traditional payment rails with seamless global scalability.
Speed (Lightning payment gateway) vs Traditional payments
Faster, cheaper, and more reliable Lightning payments worldwide, built to outperform traditional payment rails with seamless global scalability.
Feature
Settlement time
Fees
Chargebacks
Global Access
Availability
Speed
Instant (seconds)
Near-zero
None
Borderless
24/7
Traditional payments
1–5 business days
2–5% + hidden costs
High risk
Region-restricted
Limited hours
Speed
Traditional Payments
Settlement time
Instant (<1s)
1–5 business days
Fees
Near-zero
2–5% + hidden costs
Chargebacks
None
High risk
Global Access
Borderless
Region-restricted
Availability
24/7
Limited hours
Frequently asked questions
Everything you need to know about Lightning payment gateways and real-time payments.
Frequently asked questions
Everything you need to know about Lightning payment gateways and real-time payments.
What is a Lightning payment gateway?
What are the benefits of Lightning settlement for businesses?
Can businesses accept Lightning payments globally?
Does Speed support stablecoins?
Can businesses settle Lightning payments in stablecoins?
How do I integrate a Lightning payment gateway?
Speed is a leading lightning payment infrastructure for Bitcoin and stablecoin payments for individuals & businesses. Accept lightning payments in your online or offline store, instantly, at no setup cost.
Payment Gateways
Pricing
Developer
Industries
© 2026 Speed. All rights reserved.
Speed Merchant (tryspeed.com) is operated by Speed1 INC and utilizes crypto services covered by the Money Services Business (MSB) license held by CoinX USA LLC (MSB License: 31000292053099), under an exclusive internal licensing agreement.
Speed is a leading lightning payment infrastructure for Bitcoin and stablecoin payments for individuals & businesses. Accept lightning payments in your online or offline store, instantly, at no setup cost.
Payment Gateways
Pricing
Developer
Industries
© 2026 Speed. All rights reserved.
Speed Merchant (tryspeed.com) is operated by Speed1 INC and utilizes crypto services covered by the Money Services Business (MSB) license held by CoinX USA LLC (MSB License: 31000292053099), under an exclusive internal licensing agreement.
Speed is a leading lightning payment infrastructure for Bitcoin and stablecoin payments for individuals & businesses. Accept lightning payments in your online or offline store, instantly, at no setup cost.
Payment Gateways
Pricing
Developer
Industries
© 2026 Speed. All rights reserved.
Speed Merchant (tryspeed.com) is operated by Speed1 INC and utilizes crypto services covered by the Money Services Business (MSB) license held by CoinX USA LLC (MSB License: 31000292053099), under an exclusive internal licensing agreement.