USDC on Lightning Is Now Live on Speed: Enabling Fast, Low-Cost Stablecoin Payments

Why does this matter for merchants?

Merchants operating in dynamic, high-volume environments need more than just traditional payment options. USDC on Lightning combines the stability of the USD-pegged stablecoin (USDC) with the ultra-fast, low-fee capabilities of the Lightning Network. That means:

• Near-instant settlement
• Minimal transaction fees (fractions of a cent)
• No chargebacks or card-related fraud
• 24/7 global payment access

This is a game-changer for businesses in e-commerce, iGaming, digital services, and global remittances—especially in emerging markets and high-inflation economies where traditional banking systems underperform.

What is USDC-L?

USDC-L refers to USDC issued via the Lightning Network, allowing users to send and receive stablecoins over Bitcoin’s Layer 2. By enabling USDC transactions over Lightning, Speed removes the volatility concerns often associated with crypto payments while retaining the blockchain benefits of finality, speed, and global reach.

How Speed support USDC-L?

With the launch of USDC-L, merchants using Speed can now:

• Accept payments in Bitcoin, USDT and USDC via a unified Lightning-enabled checkout.
• Instantly convert and withdraw funds in the asset of choice—BTC, USDT or USDC.
• Set dynamic preferences for wallet settlements and real-time pricing.
• Offer multi-asset checkout with one simple integration, improving customer conversion.

Whether your business serves crypto-native users or is just entering the blockchain payment space, Speed payment processor makes the integration seamless.

Who can benefit?

Speed’s USDC-L support is ideal for:

• Global digital commerce platforms dealing with international customers

• Crypto casinos and gaming companies seeking stable, real-time payments

• Freelancers and creators in high-inflation economies needing stable income flows

• Retailers and service providers who want lower transaction fees and settlement risk

Apart from this USDC-L is compatible to be used by every industry globally from small business holders to the higher niche players.

Why USDC on Lightning?

Until now, stablecoin payments have largely lived on slower and more expensive chains like Ethereum. Lightning changes that. With USDC-L, users get:

• Blockchain-grade finality
• Stable value with minimal volatility
• Low-cost infrastructure that scales with your business

This launch unlocks a truly scalable, stablecoin-native payment experience—without the traditional hurdles of gas fees, bank delays, or complex integrations.

Getting started

If you’re already using Speed, enabling USDC-L is just a toggle away. For new merchants, Speed offers simple APIs, plugins, and no-code dashboards to help you integrate quickly and securely. For the individual users Speed Wallet brings the smooth payment experience.

Ready to accept Bitcoin, USDT and USDC over the Lightning Network? Start with Speed.

Conclusion

The future of digital commerce is fast, global, and multi-asset. With USDC on Lightning now live on Speed, you get the best of both worlds—stable value and Lightning speed. Whether you’re looking to expand into new markets, reduce transaction costs, or embrace the next generation of payment rails, Speed makes it simple.