Speed has integrated with NCR systems, giving merchants an easy way to accept Bitcoin via POS or self-checkout. Learn how this improves checkout and cost.
Merchants are asking for faster and simpler ways to accept digital money. With digital wallets becoming the preferred way to pay—especially among Gen Z and Millennials—Bitcoin and stablecoins are quickly moving into everyday spending.
To support this shift, Speed and NCR have established a partnership agreement that allows NCR merchants to enable Bitcoin and stablecoin payments through Speed without extensive engineering or custom integration work. This brings modern digital payments directly into NCR’s self-checkout systems and custom POS flows while keeping store operations unchanged.
The setup is simple. The payment flow is familiar. And any NCR merchant can now add Bitcoin payments with Speed in a matter of minutes. Customers can scan a QR code, pay with Bitcoin, and complete their order in seconds. This provides a modern payment choice for guests—while giving stores a way to accept digital money without changing operations or training staff.
Why NCR merchants are adding Bitcoin & Stablecoin payments
NCR powers some of the busiest restaurant and retail operations in the world. For these environments, small improvements in checkout speed, fee reduction, and reliability create meaningful business value.
Merchants see four major advantages:
1. Faster checkout & higher throughput
Bitcoin payments on Speed confirm instantly—no waiting for card approvals, no declines due to fraud filters, and no PIN or signature steps.
Lightning payments settle in under 2 seconds
Card decline rates can reach 5–15% during peak hours
Faster flow = more completed orders
This results in shorter lines and smoother operations during rush periods.
2. Lower payment costs
Card networks cost U.S. merchants $172B annually, with fees rising every year.
Bitcoin and stablecoin payments:
Reduce processing fees by 50% or more
Eliminate chargebacks entirely
Improve cash flow with instant settlement
For high-volume restaurants and retailers, these savings add up fast.
3. Growth from digital wallet users
More than 52 million Americans own crypto, and this audience actively seeks out merchants that accept their preferred digital money.
Supporting Bitcoin payments helps NCR merchants:
Attract younger, digital-native customers
Increase brand affinity and social buzz
Position themselves as progressive and future-ready
Offering Bitcoin is not just a payment feature — it’s a brand signal.
4. Minimal work for store teams
The Speed × NCR partnership was designed for ease:
No new hardware
No special training
No change to store operations
Fully self-service flow for customers
Kiosks become the ideal channel, because customers are already comfortable completing digital payments independently.
How Speed works inside NCR systems
Speed connects directly into NCR’s self-checkout and POS experience through the partnership activation path. The merchant simply requests Bitcoin enablement, and the NCR team turns it on.
The flow is simple:
Customer selects “Bitcoin” at checkout
A QR code appears
Customer pays using any Bitcoin or Lightning wallet
Speed sends instant confirmation
The order is released to the kitchen or printed for fulfillment
Early rollouts show zero required staff training, because the POS handles everything automatically behind the scenes.
Why merchants trust Speed
Speed is designed for high-volume retail and restaurant environments.
Merchants benefit from:
Instant payment confirmation
99%+ transaction success rates
Clear reporting through the Speed Merchant Dashboard
AutoSwap options for settling into stablecoins
Flexible settlement (BTC, USDT, USDC, or local currency)
High stability during peak traffic
Speed eliminates the complexity traditionally associated with accepting Bitcoin in physical stores.
What this means for NCR customers
Any NCR-powered business can now activate Bitcoin and stablecoin payments:
Quick-service restaurants
Self-checkout kiosks
Retail counters
Food courts
Franchise groups
Stadiums & venues
Multistore chains
Activation takes one request through their NCR support team.
This gives merchants a simple and proven way to:
Serve a digital-first customer base
Reduce payment costs
Improve checkout flow
Strengthen brand appeal
Prepare for the future of digital money
Final thoughts
The Speed × NCR partnership marks a major milestone for digital currency payments in the retail and restaurant industry. Bitcoin is no longer limited to online use—it is now part of everyday in-store transactions.
With NCR’s support, thousands of merchants can deploy Bitcoin and stablecoin payments quickly and without operational changes. Customers scan and pay. The store receives instant confirmation. And the POS handles everything seamlessly.
For merchants preparing for the next phase of digital payments, this partnership provides a clear, fast, and future-ready path forward—with Speed powering the experience.
