Top Crypto Payment Processors in 2025

#1 — Speed Bitcoin & Stablecoin Payment Processor

Speed is one of the fastest growing payment gateways trusted by thousands of brands and businesses alike. It supports Bitcoin, USDT & USDC payments and gives merchants full control over their funds.

Getting started with Speed is very easy. You only need an email address to create an account and start accepting payments. Speed also supports seamless multi-currency swaps. This means your customers can pay in any supported currency, while you get paid in the one you prefer. If you prefer USDT and they pay in BTC, Speed automatically converts the BTC payment to USDT for you.

Moreover, it offers dozens of useful features like invoicing, payment and checkout links, dynamic QR, instant withdrawals and much more.

#2 — NOWPayments

NOW Payments is a non-custodial crypto payment gateway that enables businesses to accept payments in over 300 cryptocurrencies with auto coin conversion support, allowing merchants to accept any crypto they prefer regardless of what coin customers pay with.

From Bitcoin and Ethereum to niche tokens and meme coins, the platform gives businesses broad access to the crypto world. It also supports fiat conversions through partner integrations, recurring payments, donations, and even a “Mass Payouts” feature—handy for payroll or affiliate payouts. However, being non-custodial means there’s no built-in wallet, which might require merchants to piece together additional tools.

#3 — Coinbase Commerce

Coinbase Commerce is a solid option if you want to accept crypto without managing a full wallet setup. It supports hundreds of tokens and converts them automatically into USDC—so merchants never have to worry about price crashes or unstable coins sitting in their balance. If you’re already on Shopify or WooCommerce, it’s almost plug-and-play. The best part? If your customer uses Coinbase, payments are instant and zero-fee.

But there’s a catch: everything’s routed on-chain. That means gas fees still apply, and it may not be ideal for high-volume microtransactions. Also, while Coinbase Commerce gives you the choice between self-custody and managed custody, the setup can feel a bit technical if you’re not already in the crypto ecosystem.

How to choose the best crypto payment processor?

Not all crypto gateways are built the same. The right one depends on what you’re selling, who your customers are, and how much control you want over your payments.

Start with the essentials:

• Asset support — Does it accept BTC, stablecoins like USDT or USDC, or just a few tokens?
• Settlement options — Can you auto-convert to fiat or stablecoins? Do you want self-custody or managed custody?
• Fees — Look beyond just transaction fees. Watch out for hidden costs like gas fees, conversion charges, or subscription models.
• Speed & scalability — Instant payments over Lightning or Solana matter if you’re handling high-volume or low-ticket items.
• Integrations — It should plug easily into your stack: Shopify, WooCommerce, APIs—whatever you use.
• Security & compliance — Look for KYC support, smart risk controls, and a proven uptime track record.

If a gateway doesn’t align with your business flow—or isn’t user-friendly enough — it’s not the right fit.

Final words

Choosing the right crypto payment gateway comes down to reliability, flexibility, and ease of use—and Speed checks all the boxes. Whether you’re a solo founder, an online retailer, or a multi-million dollar enterprise, Speed makes it simple to accept Bitcoin and stablecoin payments with real-time settlements, low fees, and powerful no-code integrations.

From small D2C brands to giant corporations, businesses are already making the switch. In fact, Steak ‘n Shake uses Speed to accept crypto payments across all its U.S. locations, proving it’s more than just a startup tool—it scales effortlessly.

If you want a payment solution that’s built for today and ready for tomorrow, Speed is the gateway worth betting on.