Speed Terminal Is Now Live — Bringing In-Person Crypto Payments to Every Counter

What is Speed Terminal?

Speed Terminal is a browser-based POS system designed for merchants who want to receive Bitcoin and stablecoin payments directly from customers at their physical stores.

It’s quick to set up, works from any device, and keeps everything under one roof: stores, terminals, and transaction records. Whether you run a single shop or manage multiple outlets, you can now handle all your payment activity through your Speed Merchant account.

Speed Terminal brings the flexibility of faster service, less manual work, and a checkout experience customers actually enjoy.

Why does it matter for merchants?

For a long time, crypto payments have mostly existed online. Speed Terminal changes that.

Merchants can now accept Bitcoin (BTC) and stablecoins like USDT and USDC directly from walk-in customers without any complex setup or a separate system. Everything connects to the merchant’s Speed account, ensuring payments are recorded and visible instantly.

Here’s what merchants can do with Speed Terminal:

• Accept Bitcoin and stablecoin payments in person.
• Manage multiple stores and terminals from one dashboard.
• Add tips or service charges easily.
• Track real-time transactions and activity.
• Control store branding and appearance.
• Protect access with unique terminal PINs and client IDs.

Built for real businesses

Speed Terminal is made for real-world use for businesses that deal with customers every day.

From small coffee shops and quick-service restaurants to large retail chains, any merchant can now bring crypto payments to the counter.

The system is designed to fit into daily operations. Cashiers can enter the amount, and customers can scan and pay, and transactions are recorded instantly under the right store and terminal.

How it works?

Setting up Speed Terminal takes just a few steps.

1. Log in to your merchant account at app.tryspeed.com
2. In the dashboard menu, go to Receive Payments → Terminal.
3. Click +Create to start.
4. Create a store if you don’t have one yet.

   – You can also adjust store branding and tip settings.
   – Add the store name, currency, and optional details like address or contact number.

5. Once your store is ready, create a terminal linked to it.

   – Set a terminal client ID and a 4-digit PIN.
   – Configure tip options, review the terminal preview, and save.

6. That’s it. Your terminal is live. You can now view all store and terminal transactions in one place.

Each store can have multiple terminals, and each terminal inherits the store’s payment settings, branding, and tip preferences automatically.

Inside Speed Terminal

Here’s what’s included in the Terminal module:

• Terminal details page: See all your active terminals, including client IDs, store names, status, and latest payment summaries. Merchants can also reset terminal PINs anytime.
• Status controls: You can duplicate, edit, or deactivate a terminal with one click.
• Security: Every terminal requires a 4-digit PIN for access.
• Payment flow: Each payment made through a terminal automatically links to the connected store, updating both the store and the merchant dashboards instantly.
• Transaction history: Every transaction, tip, or custom entry appears under both store and terminal summaries, helping merchants stay in control without switching systems.

The store module

Before setting up a terminal, merchants must create a store, the parent setup for all terminal activity.

A store includes:

• Name, address, phone number, and email.
• Currency settings for transactions.
• Optional custom fields (up to 3).
• Tipping options: Fixed, percentage, or custom.
• Branding setup: Logo, color, and theme.
• List of linked terminals and their activity.
• Payment and transaction summaries.

All terminals linked to a store automatically use the same payment and branding setup, keeping the merchant’s experience consistent across locations.

Real-world proof: How Steak ’n Shake uses Speed Terminal

One of the best examples of Speed Terminal in action comes from Steak ’n Shake, a major quick-service restaurant chain in the United States.

Steak ‘n Shake has integrated Speed’s payment infrastructure across its kiosks and POS systems nationwide, enabling customers to pay with Bitcoin as easily as they scan and pay. With Speed Terminal powering the in-person experience, the brand has seen:

• Faster checkout times with more than 10% sales growth
• Higher customer satisfaction among crypto-native diners
• 50% lower payment processing fees with automated settlement and unified reporting
• Consistent payment flows and monitoring across every restaurant location

By adopting Speed Terminal, Steak ‘n Shake transformed crypto payments from a niche option into a smooth, scalable part of their daily operations. This rollout has helped them tap into a new customer segment, modernize their payment experience, and set a benchmark for QSR adoption of digital assets.

Their success signals a clear trend: crypto payments aren’t just for online platforms anymore, they’re becoming a natural fit for high-volume, in person businesses too.

Designed for transparency and control

Speed Terminal gives merchants full visibility over their payment operations. Every transaction, from small tips to large walk-in payments, is recorded, categorized, and displayed with complete clarity.

The transaction history, the POS section helps merchants track:

• Payment amount
• Fee (if any)
• Date and time
• Tip details
• Payment network used
• Status and store association

This helps businesses review performance, reconcile sales, and handle customer queries quickly.

A step toward a unified payment future

Speed Terminal completes Speed’s vision of connecting all payment channels, online and offline, through one unified system.

It means your website, app, and store counters can now share the same payment structure, wallet access, and data visibility.

About Speed

Speed is a global Bitcoin and stablecoin payment processor that helps businesses accept and send payments in BTC, USDT, and USDC across both on-chain and Lightning networks.

With features like AutoSwap and Terminal, Speed enables businesses to handle global crypto payments with speed, stability, and simplicity.

Enable Speed Terminal today at app.tryspeed.com